Your Right To buy Made Simple

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Right to Buy

Deposit required: Not applicable. in majority of cases

Headline benefits:

Council tenants are offered a discount of up to £102,400 (£136,400 in London) to help buy the home they are renting.

Headline requirements: Must be a secure tenant and been a public sector tenant for at least 3 years.

Eligibility

Can I Afford It

Applying

Help and Guidance

Contact an agent

Housing association tenants

Preserved Right to Buy

Alterative housing purchase schemes

Other Schemes

Ex-council homes

(Preserved Right to Buy)

If your home used to be owned by the council, but they sold it to another landlord (like a housing association) while you were living in it, you may have the Right to Buy. This is called ‘Preserved Right to Buy’ Ask your landlord if this applies to you.

Right to Acquire

If you’re a housing association tenant in England you could be eligible to buy the home you rent at a discount of between £9,000 and £16,000 on the price of your home. The amount of discount you’ll get depends on where you live.

Overview

We are pleased to announce that tenants will now benefit from increased discounts starting in April 2024. The maximum discount available will be adjusted according to the latest Consumer Prices Index (CPI) figure of 6.7 percent, resulting in a new maximum of £102,400 for properties outside London and £136,400 for those in the capital.

Eligibility

Prior to submitting an application for the Right to Buy, it is imperative that you verify your eligibility. Your landlord will be required to confirm your eligibility based on the property in which you reside during the application process. Should you have any concerns regarding your eligibility, please do not hesitate to contact one of our knowledgeable Right to Buy advisers for professional guidance and to address any questions you may have.

Can I Apply To Buy My Council House?

You can apply to buy your council home if:

it’s your only or main home
it’s self-contained
you’re a secure tenant
you’ve had a public sector landlord (for example, a council, housing association or NHS trust) for 3 years – it does not have to be 3 years in a row

Can I Make A Joint Application?

You don’t have to do it alone – you may be able to make a joint application for Right to Buy. If you’re eligible, you might be able to buy your home with:

Someone who shares your tenancy
Your spouse or civil partner
Up to 3 family members who’ve lived with you for the past 12 months. They don’t have to be on your tenancy agreement but it must be their main home

How to buy?

Buying a home could be the biggest single investment you ever make. It’s an exciting time, but there is a lot to think about. So you’ll need to take time to look at the costs.